Wojciech Wandzel, attorney-at-law, a partner at KKG Legal, and Jakub Bojarczuk, a senior associate at KKG Legal, prepared a comprehensive collection of case law on the Free Credit Sanction (FCS) for Wolters Kluwer, available in the LEX Legal Information System.
This publication summarizes KKG Legal’s many years of litigation experience in cases involving FCS and reflects the team’s expertise in handling disputes related to consumer loans.
This study organizes the most important issues that arise in case law, namely:
- Eligibility for financing (interest rates) of loan costs,
- Scope of the information obligation related to the right of withdrawal,
- A potential obligation to inform a party of their right under Article 49 of the Act on Consumer Credit,
- Scope of the disclosure obligation regarding the loan repayment schedule ,
- Deadline for submitting a declaration of intent to take advantage of the free credit sanction.
We encourage you to review the report in the LEX system. Publications are available after logging in.